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BAIC FINANCE
Getting behind the wheel of your BAIC is an exciting adventure. That's why we offer a variety of financial solutions to fit your needs, just like the unique style and features of every BAIC.
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ABSA Vehicle and Asset Finance (a division of ABSA)
Authorised Financial Service Provider and registered credit provider (NCRCP7)
Finance Options
ABSA
| Description | Retail Price Incl. VAT From | Deposit | Term | Extras | Balloon (R) | Balloon (%) | Loan Amount | Estimated Monthly Repayment | Variable Interest Rate | Prime + - @ 11.00% | Total Repayment |
|---|---|---|---|---|---|---|---|---|---|---|---|
| X55 Plus Dynamic | 429,900 | 42,990 | 72 | - | 171,960 | 40.00% | 388,118 | 4,499 | 5.65% | -5.35% | 491,389 |
| X55 Plus Dynamic | 429,900 | 42,990 | 72 | - | 171,960 | 40.00% | 388,118 | 5,199 | 8.25% | -2.75% | 541,089 |
| X55 Plus Dynamic | 429,900 | 42,990 | 72 | - | 171,960 | 40.00% | 388,118 | 5,599 | 9.70% | -1.30% | 569,489 |
| X55 Plus Dynamic | 429,900 | - | 72 | - | 171,960 | 40.00% | 431,108 | 5,799 | 7.50% | -3.50% | 583,689 |
| X55 Plus Dynamic | 429,900 | 42,990 | 72 | - | 171,960 | 40.00% | 388,118 | 5,899 | 11.05% | 0.05% | 590,789 |
| X55 Plus Dynamic | 429,900 | - | 72 | - | 171,960 | 40.00% | 431,108 | 6,099 | 8.55% | -2.45% | 604,989 |
| X55 Plus Elite | 469,900 | 46,990 | 72 | - | 187,960 | 40.00% | 424,118 | 6,399 | 10.70% | -0.30% | 642,289 |
| X55 Plus Dynamic | 429,900 | - | 72 | - | 171,960 | 40.00% | 431,108 | 6,499 | 9.95% | -1.05% | 633,389 |
| X55 Plus Elite | 469,900 | 46,990 | 72 | - | 187,960 | 40.00% | 424,118 | 6,699 | 11.80% | 0.80% | 663,589 |
| X55 Plus Premium | 509,900 | 50,990 | 72 | - | 203,960 | 40.00% | 460,118 | 6,899 | 10.70% | -0.30% | 693,789 |
| X55 Plus Dynamic | 429,900 | - | 72 | - | 171,960 | 40.00% | 431,108 | 6,899 | 11.35% | 0.35% | 661,789 |
| X55 Plus Premium 2T | 514,900 | 51,490 | 72 | - | 205,960 | 40.00% | 464,618 | 6,999 | 10.70% | -0.30% | 702,889 |
| X55 Plus Elite | 469,900 | 46,990 | 72 | - | 187,960 | 40.00% | 424,118 | 7,099 | 13.30% | 2.30% | 691,989 |
| X55 Plus Premium | 509,900 | 50,990 | 72 | - | 203,960 | 40.00% | 460,118 | 7,199 | 11.80% | 0.80% | 715,089 |
| X55 Plus Elite | 469,900 | - | 72 | - | 187,960 | 40.00% | 471,108 | 7,299 | 10.70% | -0.30% | 706,189 |
| X55 Plus Premium 2T | 514,900 | 51,490 | 72 | - | 205,960 | 40.00% | 464,618 | 7,299 | 11.80% | 0.80% | 724,189 |
| X55 Plus Elite | 469,900 | - | 72 | - | 187,960 | 40.00% | 471,108 | 7,599 | 11.80% | 0.80% | 727,489 |
| X55 Plus Elite | 469,900 | 46,990 | 72 | - | 187,960 | 40.00% | 424,118 | 7,599 | 14.80% | 3.80% | 727,489 |
| X55 Plus Premium | 509,900 | 50,990 | 72 | - | 203,960 | 40.00% | 460,118 | 7,699 | 13.30% | 2.30% | 750,589 |
| X55 Plus Premium 2T | 514,900 | 51,490 | 72 | - | 205,960 | 40.00% | 464,618 | 7,799 | 13.30% | 2.30% | 759,689 |
| X55 Plus Premium | 509,900 | - | 72 | - | 203,960 | 40.00% | 511,108 | 7,899 | 10.70% | -0.30% | 764,789 |
| X55 Plus Premium 2T | 514,900 | - | 72 | - | 205,960 | 40.00% | 516,108 | 7,999 | 10.70% | -0.30% | 773,889 |
| X55 Plus Elite | 469,900 | - | 72 | - | 187,960 | 40.00% | 471,108 | 8,099 | 13.35% | 2.35% | 762,989 |
| X55 Plus Premium | 509,900 | 50,990 | 72 | - | 203,960 | 40.00% | 460,118 | 8,199 | 14.80% | 3.80% | 786,089 |
| X55 Plus Premium | 509,900 | - | 72 | - | 203,960 | 40.00% | 511,108 | 8,299 | 11.80% | 0.80% | 793,189 |
| X55 Plus Premium 2T | 514,900 | - | 72 | - | 205,960 | 40.00% | 516,108 | 8,299 | 11.80% | 0.80% | 795,189 |
| X55 Plus Premium 2T | 514,900 | 51,490 | 72 | - | 205,960 | 40.00% | 464,618 | 8,299 | 14.80% | 3.80% | 795,189 |
| X55 Plus Elite | 469,900 | - | 72 | - | 187,960 | 40.00% | 471,108 | 8,599 | 14.80% | 3.80% | 798,489 |
| X55 Plus Premium | 509,900 | - | 72 | - | 203,960 | 40.00% | 511,108 | 8,799 | 13.35% | 2.35% | 828,689 |
| X55 Plus Premium 2T | 514,900 | - | 72 | - | 205,960 | 40.00% | 516,108 | 8,899 | 13.35% | 2.35% | 837,789 |
| X55 Plus Premium | 509,900 | - | 72 | - | 203,960 | 40.00% | 511,108 | 9,299 | 14.80% | 3.80% | 864,189 |
| X55 Plus Premium 2T | 514,900 | - | 72 | - | 205,960 | 40.00% | 516,108 | 9,399 | 14.80% | 3.80% | 873,289 |
Wesbank Finance
| SPECIFIC MODEL DETAILS | Interest Rate Type | NO. OF MONTHS | INTEREST RATE | RATE PRIME + / - | RETAIL Price Incl VAT | DEPOSIT % | DEPOSIT | INITIATION FEE Incl VAT | PRINCIPAL DEBT Incl VAT | BALLOON % | BALLOON VALUE Incl VAT | PAYMENT Including Monthly Admin fee | Total cost of Finance |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BAIC X55 Dynamic | Linked | 72 | 8.24% | -3.01% | 429,900 | 10.0% | 42,990 | 1,208 | 388,118 | 40% | 171,960 | 5,125 | 535,849 |
| BAIC X55 Elite | Linked | 72 | 8.56% | -2.69% | 464,900 | 10.0% | 46,490 | 1,208 | 419,618 | 40% | 185,960 | 5,620 | 584,954 |
| BAIC X55 Premium | Linked | 72 | 8.71% | -2.54% | 499,900 | 10.0% | 49,990 | 1,208 | 451,118 | 40% | 199,960 | 6,079 | 631,575 |
| BAIC X55 Dynamic | Linked | 72 | 8.57% | -2.68% | 429,900 | 0.0% | 0 | 1,208 | 431,108 | 40% | 171,960 | 5,980 | 596,540 |
| BAIC X55 Elite | Linked | 72 | 8.81% | -2.44% | 464,900 | 0.0% | 0 | 1,208 | 466,108 | 40% | 185,960 | 6,530 | 649,590 |
| BAIC X55 Premium | Linked | 72 | 9.00% | -2.25% | 499,900 | 0.0% | 0 | 1,208 | 501,108 | 40% | 199,960 | 7,075 | 702,285 |
MFC Finance
| Categories | Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | Scenario 5 | Scenario 6 |
|---|---|---|---|---|---|---|
| Scheme (Make, Year, Model) | BAIC X55 Dynamic | BAIC X55 Elite | BAIC X55 Premium | BAIC X55 Dynamic | BAIC X55 Elite | BAIC X55 Premium |
| Cash Price | R 429,900 | R 464,900 | R 499,900 | R 429,900 | R 464,900 | R 499,900 |
| Admin Fee, Licence & Registration, Metallic Paint & Other Extras | R 0 | R 0 | R 0 | R 0 | R 0 | R 0 |
| Term in Months | 72 | 72 | 72 | 72 | 72 | 72 |
| Deposit % | 0% | 0% | 0% | 10% | 10% | 10% |
| Deposit Rand | 0 | 0 | 0 | R 42,990 | R 46,490 | R 49,990 |
| Balloon % | 40% | 40% | 40% | 40% | 40% | 40% |
| Balloon Rand | R 171,960 | R 185,960 | R 199,960 | R 171,960 | R 185,960 | R 199,960 |
| Bank Monthly Service Fee incl VAT | R 69.08 | R 69.08 | R 69.08 | R 69.08 | R 69.08 | R 69.08 |
| Bank Initiation Fee incl VAT (Once off) | R 1,207.50 | R 1,207.50 | R 1,207.50 | R 1,207.50 | R 1,207.50 | R 1,207.50 |
| Monthly Instalment Excluding Monthly Service Fee | R 5,969.94 | R 6,526.15 | R 7,082.35 | R 5,123.88 | R 5,611.20 | R 6,098.53 |
| Monthly Instalment incl Monthly Service Fee | R 6,039.02 | R 6,595.23 | R 7,151.43 | R 5,192.96 | R 5,680.28 | R 6,167.61 |
| Total Paid (incl Balloon & Deposit) | R 601,795.86 | R 655,842.69 | R 709,889.52 | R 626,859.38 | R 682,946.74 | R 739,034.10 |
| Interest Rate | 9.03% | 9.28% | 9.49% | 8.75% | 9.02% | 9.25% |
