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ABSA

Description Retail Price Incl. VAT From Deposit Extras Balloon (R) Balloon (%) Loan Amount Estimated Monthly Repayment Variable Interest Rate Prime + - @ 11.00% Total Repayment
X55 Dynamic 429,900 - - 171,960 40.00% 431,108 5,658 7.25% -3.75% 573,678
X55 Elite 464,900 - - 185,960 40.00% 466,108 6,108 7.25% -3.75% 619,628
X55 Premium 499,900 - - 199,960 40.00% 501,108 6,638 7.50% -3.50% 671,258
X55 Dynamic 429,900 42,990 - 171,960 40.00% 388,118 4,758 6.67% -4.34% 509,778
X55 Elite 464,900 46,490 - 185,960 40.00% 419,618 5,228 7.00% -4.00% 557,148
X55 Premium 499,900 49,990 - 199,960 40.00% 451,118 5,688 7.25% -3.75% 603,808
X55 Dynamic 429,900 - - 171,960 40.00% 431,108 5,928 8.25% -2.75% 592,848
X55 Elite 464,900 - - 185,960 40.00% 466,108 6,478 8.50% -2.50% 645,898
X55 Premium 499,900 - - 199,960 40.00% 501,108 7,048 8.75% -2.25% 700,368
X55 Dynamic 429,900 42,990 - 171,960 40.00% 388,118 5,098 8.00% -3.00% 533,918
X55 Elite 464,900 46,490 - 185,960 40.00% 419,618 5,508 8.00% -3.00% 577,028
X55 Premium 499,900 49,990 - 199,960 40.00% 451,118 5,988 8.25% -2.75% 625,108
X55 Dynamic 429,900 - - 171,960 40.00% 431,108 6,418 10.00% -1.00% 627,638
X55 Elite 464,900 - - 185,960 40.00% 466,108 6,938 10.00% -1.00% 678,558
X55 Premium 499,900 - - 199,960 40.00% 501,108 7,538 10.25% -0.75% 735,158
X55 Dynamic 429,900 42,990 - 171,960 40.00% 388,118 5,478 9.50% -1.50% 560,898
X55 Elite 464,900 46,490 - 185,960 40.00% 419,618 5,988 9.75% -1.25% 611,108
X55 Premium 499,900 49,990 - 199,960 40.00% 451,118 6,438 9.75% -1.25% 657,058
X55 Dynamic 429,900 - - 171,960 40.00% 431,108 6,918 11.75% 0.75% 663,138
X55 Elite 464,900 - - 185,960 40.00% 466,108 7,478 11.75% 0.75% 716,898
X55 Premium 499,900 - - 199,960 40.00% 501,108 8,118 12.00% 1.00% 776,338
X55 Dynamic 429,900 42,990 - 171,960 40.00% 388,118 5,938 11.25% 0.25% 593,558
X55 Elite 464,900 46,490 - 185,960 40.00% 419,618 6,418 11.25% 0.25% 641,638
X55 Premium 499,900 49,990 - 199,960 40.00% 451,118 6,968 11.50% 0.50% 694,688
* The contract rate is linked to the prevailing prime interest rate of 11.00% as at 30 January 2025
* The interest rate is risk-dependent and may differ based on customer credit profile.
** Estimated monthly repayment includes service & initiation fees as well as 30 days interim interest.
Please note that should the vehicle invoice price be higher than that of the vehicle retail price for any reason, the repayment will be recalculated and increased accordingly.
These packages are valid from 30 January 2025 till 31 March 2025.

Wesbank Finance

SPECIFIC MODEL DETAILS Interest Rate Type NO. OF MONTHS INTEREST RATE RATE PRIME + / - RETAIL Price Incl VAT DEPOSIT % DEPOSIT INITIATION FEE Incl VAT PRINCIPAL DEBT Incl VAT BALLOON % BALLOON VALUE Incl VAT PAYMENT Including Monthly Admin fee Total cost of Finance
BAIC X55 Dynamic Linked 72 8.24% -3.01% 429,900 10.0% 42,990 1,208 388,118 40% 171,960 5,125 535,849
BAIC X55 Elite Linked 72 8.56% -2.69% 464,900 10.0% 46,490 1,208 419,618 40% 185,960 5,620 584,954
BAIC X55 Premium Linked 72 8.71% -2.54% 499,900 10.0% 49,990 1,208 451,118 40% 199,960 6,079 631,575
BAIC X55 Dynamic Linked 72 8.57% -2.68% 429,900 0.0% 0 1,208 431,108 40% 171,960 5,980 596,540
BAIC X55 Elite Linked 72 8.81% -2.44% 464,900 0.0% 0 1,208 466,108 40% 185,960 6,530 649,590
BAIC X55 Premium Linked 72 9.00% -2.25% 499,900 0.0% 0 1,208 501,108 40% 199,960 7,075 702,285

MFC Finance

Categories Scenario 1 Scenario 2 Scenario 3 Scenario 4 Scenario 5 Scenario 6
Scheme (Make, Year, Model) BAIC X55 Dynamic BAIC X55 Elite BAIC X55 Premium BAIC X55 Dynamic BAIC X55 Elite BAIC X55 Premium
Cash Price R 429,900 R 464,900 R 499,900 R 429,900 R 464,900 R 499,900
Admin Fee, Licence & Registration, Metallic Paint & Other Extras R 0 R 0 R 0 R 0 R 0 R 0
Term in Months 72 72 72 72 72 72
Deposit % 0% 0% 0% 10% 10% 10%
Deposit Rand 0 0 0 R 42,990 R 46,490 R 49,990
Balloon % 40% 40% 40% 40% 40% 40%
Balloon Rand R 171,960 R 185,960 R 199,960 R 171,960 R 185,960 R 199,960
Bank Monthly Service Fee incl VAT R 69.08 R 69.08 R 69.08 R 69.08 R 69.08 R 69.08
Bank Initiation Fee incl VAT (Once off) R 1,207.50 R 1,207.50 R 1,207.50 R 1,207.50 R 1,207.50 R 1,207.50
Monthly Instalment Excluding Monthly Service Fee R 5,969.94 R 6,526.15 R 7,082.35 R 5,123.88 R 5,611.20 R 6,098.53
Monthly Instalment incl Monthly Service Fee R 6,039.02 R 6,595.23 R 7,151.43 R 5,192.96 R 5,680.28 R 6,167.61
Total Paid (incl Balloon & Deposit) R 601,795.86 R 655,842.69 R 709,889.52 R 626,859.38 R 682,946.74 R 739,034.10
Interest Rate 9.03% 9.28% 9.49% 8.75% 9.02% 9.25%